The company is releasing a preview of the experience to Pro users in the United States, who can connect their financial accounts to the platform through fintech software plaid. Once their accounts are linked, ChatGPT can reason with real monetary numbers and the user’s shared preferences to help them create patterns and plan for the future, OpenAI said in its blog post introducing the product.
Users will be able to view a dashboard of their portfolio, expenses and upcoming payments. Suggested use cases of OpenAI include financial goal planning, travel expense analysis, investment risk analysis, and membership review.
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Pro users in the US can start connecting their accounts today in a web browser or on iOS, with support from thousands of financial institutions. OpenAI did not list the institutions, but screenshots from the experience show American Express, Bank of America, Charles Schwab and Robinhood as examples.
OpenAI says an integration with Intuit, the financial software company that runs TurboTax, Credit Karma and QuickBooks, is coming soon.
In its announcement, OpenAI claims that 200 million people already use ChatGPT every month for budgeting, investment questions, and financial planning.
In this new financial mode, ChatGPT cannot see full account numbers, but it can assess bank balances, transactions and liabilities. Users can disconnect their financial accounts at any time, delete financial memories (used specifically for these conversations), or use temporary chats that will not appear in users’ history.
How to get started with ChatGPT Finance
Step 1: Open Finance from ChatGPT’s sidebar
Step 2: Select “Get Started”
Step 3: Or, type “@Finances, connect my accounts” in ChatGPT
Step 4: Sync financial accounts with plaid
Disclosure: Mashable’s parent company Ziff Davis filed a lawsuit against OpenAI in April 2025, alleging it infringed Ziff Davis copyrights in the training and operation of its AI systems.
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