If you’ve resolved to become more familiar with your finances in the New Year, a good budgeting app can help. It’s a little cheaper to sign up for one of our favorites right now: Monarch Money is offering 50 percent off an annual subscription for new users. use code monarchwhip To get half off at checkout, you’ll only need to pay $50 for a year’s access.
monarch money
$50 at Monarch Money
Monarch Money was the runner-up in our guide to the best budgeting apps in 2025, and it was certainly a productive one. Initially we found the experience of using the app to be unnecessarily complex compared to some of its rivals, but that hurdle has been overcome and it is impressively full-featured. It has lots of customization options, a helpful “goals” feature, and a thorough month-by-month recap that beats similar features from some of its competitors. We also like how you can grant account access to others.
In addition to the steep learning curve, we also noted that the mobile app is less intuitive to use than the web version, which could pose a problem if you were hoping to do most of your accounting on the go. We also had a few bugs along the way, including the app failing to distinguish between bills and other recurring expenses.
All things considered, Monarch is definitely one of our favorite budgeting apps, only being beaten by Quicken SimpliFi. As you might expect, Simplify’s biggest strength is its simplicity, and how easy it makes it for you to use its various features. If you value that type of user experience, this might be a better choice for you, but unfortunately there is no free trial to take advantage of.
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