The start of a new year is a great time to get your finances in order, and a good budgeting app can help with that. Instead of toiling over spreadsheets, you can try one of our favorite budgeting apps at a lower price than usual. Monarch Money is running a sale that gives new users 50 percent off one year of service, bringing the final cost down to just $50. just use the code new year2026 at checkout to avail the discount.
Monarch Money makes a capable and comprehensive budgeting companion. You can use the service through apps for iOS, Android, iPadOS, or the Web, and Monarch also offers a Chrome extension that can sync your Amazon and Target transactions and automatically categorize them. Like other budgeting apps, Monarch Money lets you connect multiple financial accounts and track your money based on where you spend it over time. Monarch offers two different approaches to tracking budgeting (flexible and category budgeting) depending on what best suits your life, and the ability to add a budget widget to your phone so you know how you’re tracking that month.
monarch money
save $50 with code
How budgeting apps turn your raw transactions into visuals you can understand at a glance is one of the big things that differentiates one app from another, and Monarch Money offers multiple graphs and charts to visualize things like spending, investments, or categories of your choice, based on how you’ve labeled your expenses. The app can also monitor you and your partner’s expenses in one place, making it easier to plan together.
The main drawbacks Engadget found in testing Monarch Money were the app’s learning curve and the differences in features (and bugginess) between Monarch’s web and mobile versions. Still, if you’re trying to save money in 2026, with a 50 percent discount, Monarch Money is worth experimenting with, especially if you want to do it with a partner.
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