Get a 50 percent off one of our favorite budgeting apps

If you want to get better control over your finances, now might be a good time to try one of our favorite budgeting apps without paying full price. Monarch Money is offering new users 50 percent off an annual subscription when you use the code monarchwhip At checkout, the cost was reduced to $50 for a full year’s access instead of the usual $100.

Monarch regularly earns a spot in our guide for the best budgeting apps thanks to its detailed tracking tools, flexible budgeting system, and collaborative features. The app lets you connect unlimited accounts, track spending and investments, set financial goals, and share access with a partner across web, mobile and tablet apps.

monarch money

New users can get a year of budgeting app access for $50.

save $50 with code

monarchwhip

Monarch Money is the kind of budgeting app that can seem a little overwhelming at first, especially when you’re setting up categories, rules, and recurring transactions. There’s a bit of a learning process, and some of the finer details are easier to manage on the web than on a mobile app. But once you get past that initial setup, it starts to make a lot more sense and becomes a powerful tool for keeping an eye on your finances.

Monarch Money really shines at the level of detail it provides. It’s designed for people who want a clear, structured view of their money, not just a running list of transactions. In the Budgeting section, you can see budget versus actual spending by category along with forecasts by month or year. Recurring expenses can also be defined using more than just merchant names, which helps keep things accurate with less manual cleanup.

Beyond everyday budgeting, Monarch does a good job of showing the bigger picture. It includes visual reports and charts that make it easy to identify trends over time, as well as tools for tracking net worth, investments, and financial goals. Monarch can also take into account non-cash assets like your home or vehicle, automatically estimating so they appear with your accounts.

All that depth won’t be for everyone, but if you’re willing to spend a little time getting set up, Monarch Money offers a lot of control and insight. With the current deal dropping the price down to $50 for the entire year, this is a solid opportunity to try one of our favorite budgeting apps at 50 percent off and see if it’s a good fit for the way you manage your money.